31 May 2023

A Rising Tide of Chapter 11 Bankruptcy Filings

Petition to file for bankruptcy by Melinda Gimpel via Unsplash - https://unsplash.com/photos/9j8k3l9afkc

Bankruptcies are on the rise in the U.S., which is driving a surge of interest in the news media. Here's a series of recent headlines:

Most of the reports either don't do much to communicate what kind of numbers are being talked about, or in the case of the FT article, focus on a subset of commercial bankruptcy data so it presents an incomplete picutre. We threw together the following chart using data from Epiq Global/Epiq Bankruptcy to track the monthly number of commercial Chapter 11 bankruptcy filings over the past 10 years to provide some longer term context.

Monthly U.S. Commercial Chapter 11 Bankruptcy Filings, January 2013 - April 2023

Based on what we see in the chart, the first headline provides the best description of where things stand today. The rest are looking forward to a future that's still developing. The big, unanswered questions are when will the current rising tide of commercial Chapter 11 bankruptcies peak before beginning to recede, and how high will the number of filings get before it does?

Image credit: Photo by Melinda Gimpel on Unsplash.