18 November 2024

S&P 500 Sets and Retreats from New Record High on Bearish Expectations of Fewer Rate Cuts

The S&P 500 (Index: SPX) definitively broke through the 6,000 level on Monday, 8 November 2024, closing at an all-time record high of 6,001.35 that day.

Unfortunately, by the end of the week, the index fell by 2.2% from that new high to end the week at 5,870.62.

The precipitating event for that drop came on Thursday, 14 November 2024 as Federal Reserve Chair Jerome Powell stated that he saw no need to rush interest rate cuts. That was followed up by similar statements by other Fed officials.

In response to that new information, investors dialed back their expectations for future rate cuts. The CME Group's FedWatch Tool still anticipates a 0.25% cut in the Federal Funds Rate the Fed controls on 18 December 2024, but the odds dropped from a near lock a week earlier to a 62% probability this week. The FedWatch Tool also projects another quarter point rate cut on 19 March 2025, followed by one last one on 17 September 2025, with the Federal Funds Rate bottoming at a target range of 3.75-4.00%.

The result of that change pushed the trajectory of the S&P to the bottom end of the range that would be expected for investors focusing on the distant future quarter of 2025-Q2. The latest update of the alternative futures chart captures the market's response to the news of the Fed's signaling.

Alternative Futures - S&P 500 - 2024Q4 - Standard Model (m=+1.5 from 9 March 2023) - Snapshot on 15 Nov 2024

The sudden change in the market's trajectory is such that we're now on the lookout for indications a new market regime is setting up. It's too early to make that determination now, but the next several weeks will be important in determining whether the market is simply responding to a short-term noise event or if something more fundamental is changing within it.

Either way, part of that determination relies on the random onset of new information. Here are the past week's market moving headlines:

Monday, 11 November 2024
Tuesday, 12 November 2024
Wednesday, 13 November 2024
Thursday, 14 November 2024
Friday, 15 November 2024

The Atlanta Fed's GDPNow tool's projection of the real GDP growth rate for the current quarter of 2024-Q3 was unchanged at +2.5%.

Image credit: Microsoft Copilot Designer. Prompt: "An editorial cartoon with a sad Wall Street bull in front of a stock market chart showing a downtrend in an office, and a bear leaving the office holding a box that says 'FUTURE RATE CUTS'". We tweaked some parts of the image to convey the downward shift in the index and to properly label the bear's box.