02 December 2024

S&P 500 Rises to New High as Outlook for 2025 Rate Cuts Improves

An editorial cartoon with a Wall Street bull eating a Thanksgiving dinner with a dish labeled EXTRA RATE CUT. Image generated with Microsoft Copilot Designer.

Wall Street's bulls had an especially good Thanksgiving week. In addition to having a holiday-shortened work week, they were especially thankful to have the prospect of an additional rate cut in 2025 put back on the table. In response to that good news, the S&P 500 (Index: SPX) rose to close at a new all-time record high of 6,032.38 at the close of trading on Friday, 29 November 2024. The index ended the week up just over one percent over where it closed the preceding week.

There was no specific news headline that drove stock prices during the short trading week. Instead, a favorable consensus developed during the week of how the Fed's current series of rate hikes would extend into 2025. The CME Group's FedWatch Tool projects the Fed will act to reduce the Federal Funds Rate by 0.25% on 18 December 2024. After that, the FedWatch tool now anticipates that the Fed's next interest rate action will be another quarter point cut on 19 March (2025-Q1), some three months earlier than projected a week earlier. The tool has added a new expected rate change in its forecast for 2025, a 0.25% cut on 17 September (2025-Q3), which wasn't previously in the forecast.

Those changes were enough to continue the upward momentum of the S&P 500. The latest update of the alternative futures chart places the index at a level that's consistent with investors focusing on the distant future quarter of 2025-Q3, which is consistent with the FedWatch Tool's projections as of Friday, 29 November 2024.

Alternative Futures - S&P 500 - 2024Q4 - Standard Model (m=+1.5 from 9 March 2023) - Snapshot on 29 Nov 2024

With U.S. markets trading week shortened by the Thanksgiving holiday, much of the market moving news of the week that was came from outside the U.S.

Monday, 25 November 2024
Tuesday, 26 November 2024
Wednesday, 27 November 2024
Friday, 29 November 2024

The Atlanta Fed's GDPNow tool's projection of the real GDP growth rate for the current quarter of 2024-Q4 increased to +2.7% from the previous week's +2.5%.

Image credit: Microsoft Copilot Designer. Prompt: "An editorial cartoon with a Wall Street bull eating a Thanksgiving dinner with a dish labeled 'EXTRA 2025 RATE CUT'". The image was tweaked to add and clean up some text.